Rates

Loans

Loan Rates

Loan Type

Term

APR

New or Used Car/Truck/Van*

Up to 84 Months

4.49%-17.99% APR

Personal with Collateral Auto**

Up to 60 Months

5.99%- 17.99% APR

Personal with Collateral Boats, Motorcycles & RVs **

Up to 84 Months

6.99%- 17.99% APR

New or Used Boat

Up to 120 Months

6.14%-17.99% APR

New or Used Motorcycle

Up to 84 Months

6.14%-17.99% APR

New or Used RV

Up to 120 Months

6.14%-17.99% APR

Personal Loan or Line of Credit

Up to 60 Months

8.49%-17.99% APR

Home Equity

Contact your loan officer for information

Rates as low as prime with a floor rate of 4% APR. Borrow up to 80% of the Appraised Value of Home.

Please note: Pays Dividend Monthly. Rates subject to change without notice.

Checking

Money Management Checking

Range

Percentage

$2,500 - $4,999

0.05% APY

$5,000 - $9,999

0.30% APY

$10,000 - $24,99

0.35% APY

$25,000 - $99,999

0.45% APY

$100,000+

0.45% APY

Please note: Pays Dividend Monthly. Rates subject to change without notice.

Savings

Savings Rates

Current APY

0.15%

Dividend Rate

0.15%

Please note: $100 Minimum Balance Required. Pays Dividend Quarterly. Rates subject to change without notice.

Club Accounts

Current APY

0.15%

Dividend Rate

0.15%

Please note: Pays Dividend Quarterly. Rates subject to change without notice. $5.00 fee for early or excessive withdrawal

Certificates

Share Certificates

Term

Rate

APY

IRA & +25k Rate

IRA & +25k APY

+50k Rate

+50k APY

36 Month

2.45%

2.47%

2.50%

2.52%

2.50%

2.52%

24 Month

2.50%

2.52%

2.65%

2.67%

2.65%

2.67%

18 Month

4.05%

4.11%

4.10%

4.16%

4.10%

4.16%

12 Month

4.15%

4.21%

4.20%

4.26%

4.20%

4.26%

6 Month

4.20%

4.27%

4.25%

4.32%

4.25%

4.32%

3 Month

1.00%

1.25%

1.26%

Please note: Pays Dividend Monthly. Rates subject to change without notice.

IRAs

IRA Flex Accounts*

Current APY

0.15%

Dividend Rate

0.15%

Please note: Pays Dividend Quarterly. Rates subject to change without notice. *IRA Certificate rates are located on the Certificates rate page.

HSA

Health Savings Accounts

Current APY

0.10%

Dividend Rate

0.10%

Please note: Pays Dividend Monthly. Rates subject to change without notice.